Why should I avoid speaking to the insurance companies after a car accident?

Dealing with insurance companies after a car accident can be a frustrating and the process drawn out. You may discover after your crash that you need money to cover medical expenses, car repairs, and wage loss. You may also not be aware of other damages you may be eligible for.

Insurance companies don't want you to know that you have legal rights that should be upheld. They would rather make your claim go away as quickly as possible than to make sure you get the proper medical care and ensure that you're fully compensated. That's because they're more interested in saving money and protecting their bottom line.

That's why it's important to avoid speaking to the at-fault driver's insurance company. The only insurance company you should talk to is your own when reporting your crash. Even then, you should keep your comments to a minimum.

What tricks do the car insurance companies use?

If you were involved in a crash, be careful when the at-fault driver's attempts to contact you. Here's why:

• Insurance companies will use your statements against you: If you are contacted by the at-fault driver's insurance company, your phone call will likely be recorded. That's why you must be careful about what you say. The insurance company will be looking for any admission of fault, subtle admission of fault, and statements about your injuries.
• They will attempt to blame you: Insurance companies have a way of shifting the blame onto you and even using trick questions to convince you to admit to fault.
• You may be coaxed into a settlement: Insurance companies are cunning about how they save money. One way they will attempt to make your claim go away is to convince you to accept a small settlement offer. If you accept a settlement without first consulting an attorney, you will not be able to pursue more compensation for your medical bills, wage loss, and non-economic damages.

Why is it critical to speak to a car accident attorney?

Before speaking to the at-fault driver's insurance company, always consult with an experienced car accident attorney first. Your attorney can answer any questions the insurance company has and do the speaking on your behalf.

Warner Law Offices has been handling cases like yours in Wichita, Kansas for more than 25 years. We have built a reputation for successfully advocating for injured people and their families. Our case results prove it.

Contact us online to schedule your free case evaluation. You can also call our Wichita office at (866) 584-1032.